"Despite all the fintech hype, global payments are still painfully broken." - Juan Reyes

Juan Reyes is a Luxembourg-based innovation strategist with a global track record, including key roles at Amazon. With a deep interest in transformative technologies, he sees Nexus Luxembourg as the ideal space to exchange ideas on the next wave of technological disruption. As a speaker on the panel "Beyond AI: Exploring the Frontiers of the Next Technological Paradigm" Juan brings a future-focused lens to topics like brain-computer interfaces, financial innovation, and the ethical deployment of intelligent systems. In our conversation, he explores how technology can bridge current gaps and shape a smarter, more connected future

Juan Reyes

1. What inspired you to join Nexus Luxembourg for its second edition?

As a business leader based in Luxembourg with a focus on innovation and technology, I'm always eager to engage with forward-thinking platforms like Nexus. Luxembourg's growing tech ecosystem and Nexus' commitment to fostering innovation align perfectly with my passion for leveraging technology to solve complex business challenges. The opportunity to share insights from my experience at Amazon and other global companies, while also learning from other industry leaders, was too valuable to pass up.

2. What’s one tech prediction for the future that sounds crazy, but you believe in?

I believe that within the next decade, we'll see widespread adoption of brain-computer interfaces in everyday business operations. While it sounds like sci-fi, the potential for directly interfacing our thoughts with computers enhanced with AI, could revolutionize how we analyze data, make decisions, and control complex systems. This technology could dramatically enhance productivity and innovation across industries.

3. What’s one thing tech still hasn’t fixed that it should have by now?

Despite significant advancements in Fintech, we still haven't fully solved the challenge of seamless, secure, and truly global cross-border payments and under-banked population coverage. We’ve all seen firsthand how slow and inefficient international transactions can be, often involving high fees, long processing times, and complex regulatory compliance. While blockchain and cryptocurrencies have shown promise, we're still far from a widely adopted solution that works for both individuals and businesses.

With the technology available today, including AI for real-time fraud detection and regulatory compliance, it's surprising that we haven't yet created a frictionless global financial ecosystem. This is an area where I believe AI and tech need to focus more attention and collaboration with financial institutions and regulators.

4. If AI could help with one everyday task, what should it be?

I believe AI should revolutionize financial management and decision-making. Imagine an AI solution that could provide real-time, personalized financial guidance by analyzing spending patterns, market conditions, and future goals simultaneously. This wouldn't just be another budgeting app – it would be an intelligent system that could proactively identify investment opportunities, optimize tax strategies, detect fraudulent activities, and even negotiate better rates for financial products on your behalf. Given the complexity of today's financial landscape, having an AI assistant that could democratize sophisticated financial planning tools and make them accessible to everyone would be transformative. The technology exists; we just need to focus on implementing it in a way that's secure, ethical, and truly user-centric.

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We’re excited to hear Juan contribute to the conversation around what lies beyond AI, as he helps decode the next chapter in our evolving relationship with technology.