"I firmly believe that the future of savings will be personalized, dynamic, and powered by AI" - Adina Grigoriu

Adina Grigoriu is the CEO and co-founder of Active Asset Allocation, a pioneering fintech company specializing in dynamic asset allocation and AI-driven investment solutions. With a background in actuarial science and over two decades of experience in finance, Adina brings a rare mix of technical expertise and strategic vision to the table.

At Nexus Luxembourg 2025, she’ll join the panel “Accelerating Innovation: Transforming Insurance” to discuss how technology is reshaping the insurance and savings landscape.

Adina Grigoriu

1. What inspired you to participate in the second edition of Nexus Luxembourg?

   
   

The Luxembourg savings and insurance market shares many of the same challenges as France: complex regulations, increasing demands for transparency, and a digital transformation that remains incomplete for many players. These are precisely the challenges our Coanda platform addresses, by offering concrete solutions for investment management, compliance, and automation.

We were impressed by the quality of discussions and the interest shown in our approach during the first edition of Nexus. Coming back this year was a natural decision—to deepen connections, strengthen synergies, and actively contribute to an ecosystem firmly focused on innovation.

2. What’s one tech prediction for the future that sounds crazy, but you believe in?

   
   

I firmly believe that the future of savings—still opaque and under-optimized for millions today—will be personalized, dynamic, and powered by AI. Imagine an intelligent savings engine that continuously optimizes our financial decisions based on our goals, risk profile, and the real-time economic environment. While this vision may seem ambitious—or even distant—for some, it is exactly what we are building every day at Active Asset Allocation.

3. What’s one thing tech still hasn’t fixed that it should have by now?

   
   

Transparency in retail finance remains elusive. Despite years of innovation, it’s still incredibly difficult for everyday investors to truly understand where their money is going, what they’re paying, or the real impact of their investments. Technology has delivered sleek interfaces—but not nearly enough clarity. This paradox is one we are tackling head-on with our tools, designed to help insurers and distributors better inform and empower their clients.

4. If AI could help you with one everyday task, what should it be?

   
   

If AI could assist me with one daily task, it would be managing my schedule and strategic priorities. Between internal requests, partners, clients, and day-to-day operations, it’s often challenging to stay focused without getting pulled in every direction. An AI capable of contextualizing each request, anticipating priority conflicts, and suggesting smart trade-offs would be a true co-pilot in my daily workflow.

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We’re excited to hear more from Adina and to see how Active Asset Allocation continues to drive the future of insurance and savings with smart, data-driven solutions.